Course Overview

Retirement Intelligence is a practical, research-based course designed to help individuals, whether retired or within 5鈥�10 years of retirement, build a clear, actionable plan for life after work. The class blends financial planning, investment strategy, and advanced planning topics into a simple, structured framework that gives students clarity, confidence, and a roadmap to follow.

During the course, participants will:

  • Define what a "successful retirement" looks like for their unique goals
  • Estimate retirement expenses (including Medicare, healthcare, and inflation)
  • Understand Social Security timing, pension options, and withdrawal strategies
  • Identify and close their retirement funding gap
  • Mitigate sequence-of-returns risk with the 3-Bucket Strategy
  • Plan for long-term care, charitable giving, and estate essentials

 

 

Format:

  • Two live online sessions (1.5 hours each) via Zoom or Teams
  • Downloadable workbook (print version coming soon!) + slide decks
  • Fill-in-the-blank planning worksheets
  • Access to full class recordings
  • Optional complimentary coaching session to review individual questions

 

 

Learning Goals

By the end of this course, participants will be able to:

  • Calculate their expected retirement expenses and income sources
  • Determine their retirement funding gap and create a plan to close it
  • Apply the 3-Bucket Strategy to manage investment risk
  • Optimize Social Security claiming and tax-efficient withdrawals
  • Evaluate long-term care options and insurance needs
  • Structure charitable giving and estate plans with confidence

 

 

Course Details

Delivery Format: Live online (via Zoom) + recorded sessions
Session Dates: October 6 & 13, 2026
Time: 6:00鈥�7:30 PM MT
Duration: Two sessions, 1.5 hours each
Total Hours: 3 non-credit hours
Materials: Downloadable workbook, slide deck, planning worksheets

 

 

Cost & Registration

Course Fee: $199

Includes:

  • Live instruction + recordings
  • Workbook and planning tools
  • Optional 1:1 coaching session
  • Certificate of completion

 

 


Contact Us

Email: workforcedevelopment@msubillings.edu
Phone: (406) 896-5965
Location: City College at MSU Billings, 3803 Central Ave, Billings, MT 59102
Hours: Monday 鈥� Friday, 8:00 a.m. 鈥� 5:00 p.m. (MT)